Terms & Conditions

1. Acceptance of Terms

By accessing or using the Lamb Insurance Agency website (lambinsuranceagency.com), you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website.

2. Services Described

Lamb Insurance Agency is an independent insurance agency licensed to operate in the State of Florida. Our website provides general information about insurance products and allows prospective clients to submit quote requests. Nothing on this website constitutes a binding insurance contract, policy, or guarantee of coverage. Coverage is subject to underwriting approval and policy terms.

3. Not Insurance Advice

Content on this website is for informational purposes only and does not constitute professional insurance, legal, or financial advice. You should consult with a licensed insurance professional to determine the coverage that is right for your specific situation.

4. Accuracy of Information

We strive to keep the information on our website current and accurate. However, we make no warranties or representations regarding the completeness, accuracy, or timeliness of any content. Insurance rates, coverage terms, and availability are subject to change without notice.

5. Use of the Contact Form

When you submit a quote request through our contact form, you consent to being contacted by Lamb Insurance Agency via phone, email, or text message in connection with your inquiry. Please review our Privacy Policy for full details on how your information is used.

6. Intellectual Property

All content on this website — including text, design, logos, graphics, and code — is the property of Lamb Insurance Agency or its licensors and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content or practices of any third-party sites. Visiting them is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Lamb Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website or its content, even if we have been advised of the possibility of such damages.

9. Telephone Consumer Protection Act (TCPA)

• We obtain prior express written consent before contacting individuals by phone, text, or autodialer.
• Consent is collected through our website contact form and is never a condition of purchase.
• Recipients may opt out at any time by replying STOP to any text message or by contacting us at 941.225.2335 or calamb@acg.aaa.com.
• We do not sell or share phone numbers with third parties for marketing purposes.
• Message and data rates may apply to SMS communications.
• We comply with all applicable TCPA regulations and FCC guidelines.

10. Governing Law

These Terms & Conditions are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any disputes arising under these terms shall be resolved in the courts of Sarasota County, Florida.

11. Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms.

12. Contact Us

For questions about these Terms & Conditions, please contact us: